Woody Smith Insurance
1130 Francis St
Longmont, CO 80501-3704
Phone: (303) 776-6166 | Fax: (303) 776-9662
Woody Smith Insurance is dedicated to protecting Longmont consumers with affordably with professional service. Their office location is 1130 Francis St or call (303) 776-6166 anytime to talk to one of their friendly professionals. Serving Longmont and the greater Boulder county area.
Searching for insurance agents in Longmont, Colorado or just trying to save money on insurance? Here are some insurance buying best practices.
- Woody Smith Insurance may be able to help you find the best insurance rates in Colorado. By using a local Longmont insurance agent, you have someone to contact to ask questions, review coverages and help you at claim time.
- If you think your Longmont is too expensive, consider having an annual review with your insurance agent. They can go over your current coverages and make recommendations such as raising your physical damage deductibles to save you money.
- Longmont home owners can reduce their insurance premiums simply by raising their insurance deductible. A deductible is the amount of money you pay out-of-pocket when you have a homeowners insurance claim. By agreeing to pay a higher amount, your insurance company will reduce your homeowners insurance premium. As long as you don't have frequent claims, the savings on your lower premium could add up to more than the additional deductible you have to pay at claim time.
- Under no circumstances allow your insurance coverage to expire. You may find it very hard to get insurance again in Colorado should your insurance policy expire, and your insurance coverage may cost considerably more than it had before.